As a homeowner, you are likely familiar with homeowners insurance. Insurance is required in order to get a home loan and is there to protect you and your property.
So, you may be asking yourself, “What’s the difference between homeowners insurance and a home warranty? Don’t they cover the same thing?”
Homeowners insurance and home warranties are not the same, but they are both important to have. A home warranty works in conjunction with your home insurance to fully protect your home and your wallet.
Basically, homeowners insurance covers damage caused by an event, which can be pinpointed to an exact date and time. This usually includes fire, vandalism, natural disasters, and theft, although some policies might cover floods and other events. Home insurance may also provide liability coverage in case someone gets injured on your property.
What your homeowners insurance doesn’t always cover are your appliance or system failures, break downs, and wear and tear.
For example, if a pipe burst in your home, your home insurance may cover the damage, but they won’t necessarily repair your plumbing system. The same goes for that dishwasher or A/C unit that failed a few months after you moved in to your home.
That’s where Freedom Home Warranty comes in. With a home warranty, you can get protection for when your appliances and systems break down. Home warranties also provide coverage for your home’s electrical, plumbing, and HVAC systems. We’re here to provide peace of mind that your home repairs can be covered when they arise.
A home warranty from Freedom Home Warranty is affordable, and we give you the freedom to choose! For less than the cost of coffee a day, you can get protection for your home’s systems and appliances.
Thinking about getting a home warranty? Do you have questions about coverage options? Call us today at 888-495-2249, or order your home warranty today! We’re here to protect you.